UK visas in 2026 – which route lets you live here, from Skilled Worker to Graduate and ETA
Last updated 25 September 2026Rules checked every MondayOfficial sourcesSources & methodology →
Unless you are Irish, an EU passport no longer lets you move to the UK freely, and the Skilled Worker visa now asks for a degree-level job, £41,700 and B2 English. Here is which UK visa fits you in 2026, which changes are already fixed – and why the 10-year path to settlement is still only a proposal.

UK visa rules have tightened step by step since mid-2025, and more changes are already fixed. Check these dates before you choose a UK visa.
| Date | What changed |
|---|---|
| 22 July 2025 | Skilled Worker jobs must be at degree level (RQF 6) and pay at least £41,700; care worker recruitment from abroad closed |
| 8 January 2026 | B2 English for new Skilled Worker, High Potential Individual and Scale-up applicants |
| 25 February 2026 | ETA (electronic travel authorisation) enforced for visitors of 85 visa-free nationalities |
| 8 April 2026 | Fees up: ETA £16 to £20, Skilled Worker (up to 3 years) £769 to £819, Student £524 to £558 |
| 8 October 2026 | EU Settlement Scheme: joining family members must apply within 3 months of their latest legal entry |
| 30 November 2026 | Student funds rise to £1,570 a month in London, £1,203 elsewhere |
| 1 January 2027 | Graduate visa cut from 2 years to 18 months for new applications |
| 26 March 2027 | B2 instead of B1 English for settlement on most routes |
Source: the Home Office and UK Visas and Immigration, read 23 September 2026.
One thing is not decided: the road to settlement. ILR (indefinite leave to remain) still comes after 5 years on most work routes. A Home Office consultation on 'earned settlement' proposes a 10-year baseline; it closed in February 2026 with more than 200,000 responses, and as of September 2026 it had not been written into the Immigration Rules. It is a proposal, not law – see part 15.
EU, EEA, Swiss and Irish citizens: do you need a UK visa after Brexit?
There has been no free movement since 1 January 2021. If you are an EU, EEA or Swiss citizen and started living in the UK by 31 December 2020, the EU Settlement Scheme covers you. The main deadline was 30 June 2021; you can still apply with 'reasonable grounds' or if your own deadline is later, and applying is free.
Other EU, EEA and Swiss citizens need a visa to work here for more than 6 months and an ETA for short visits, and can only enter on a national identity card with EU Settlement Scheme status or another listed exception. A UK–EU youth experience scheme is only under negotiation.
Irish citizens are the exception. Under the Common Travel Area they need no visa or permit, no ETA and no EU Settlement Scheme status. Their non-Irish family members are not covered and need a family visa or the EU Settlement Scheme.
Skilled Worker visa: salary, English and costs in 2026
You need a job offer from a Home Office-approved sponsor, a certificate of sponsorship, an eligible job, the minimum salary and English. Apply up to 3 months before your start date; decisions usually take 3 weeks from outside the UK.
Since 22 July 2025, new applicants need a job at RQF level 6 – degree level – which removed around 180 occupations. 'Medium skilled' jobs qualify only via the Immigration Salary List or Temporary Shortage List, whose entries carry removal dates at the end of 2026, or for extensions by people first sponsored before that date. The salary floor is £41,700 or the job's 'going rate', whichever is higher; new entrants such as under-26s can qualify from £33,400, and some health and education jobs from £25,000.
Since 8 January 2026, new applicants need B2 English; if you held the visa before that date, B1 is enough to extend. Nationals of majority English-speaking countries such as the USA are exempt. The visa lasts up to 5 years at a time, your partner and children can usually join you (in 'medium skilled' jobs, generally not), and it carries an NRPF (no recourse to public funds) condition. Eligible doctors, nurses and care staff use the cheaper Health and Care Worker visa, with no health surcharge.
| Cost (autumn 2026) | Amount | Who pays |
|---|---|---|
| Visa from outside the UK | £819 up to 3 years, £1,618 for longer | You and each dependant |
| Immigration Health Surcharge | £1,035 per person per year | You; dependants usually too |
| Savings held for 28 days | £1,270, plus £285 for a partner | You, unless your sponsor certifies maintenance |
| Certificate of sponsorship | £525 | The employer |
| Immigration Skills Charge, first 12 months | £1,320 (small or charitable sponsors £480) | The employer – never the worker |
Source: the Home Office and UK Visas and Immigration, read 23 September 2026.
Global Talent, High Potential Individual and Youth Mobility: work without a job offer
These routes need no job offer; after a UK degree, neither does the Graduate visa.
| Route | Who it is for | Length | Fee |
|---|---|---|---|
| Global Talent | Leaders and potential leaders in research, arts or digital technology | Up to 5 years at a time; ILR after 3 or 5 years | £766 |
| High Potential Individual | Graduates of an eligible top university outside the UK in the last 5 years | 2 years (3 with a PhD); no extension | £880 |
| Youth Mobility Scheme | Ages 18–30 from listed countries; 18–35 for Australia, Canada, New Zealand, South Korea | Up to 2 years | £340 |
| UK Ancestry | Commonwealth citizens with a grandparent born in the UK, Channel Islands or Isle of Man | 5 years | £726 |
Source: the Home Office and UK Visas and Immigration, read 23 September 2026.
Global Talent has no English or salary requirement. High Potential Individual needs B2 English, is capped at 8,000 applications a year and does not lead to settlement. Youth Mobility needs £2,530 in savings; from the EEA, only Iceland takes part.
Student visa and Graduate visa: funds, work and the 2027 cut
A Student visa needs an unconditional offer from a licensed sponsor and a CAS (Confirmation of Acceptance for Studies). The fee is £558, plus a health surcharge of £776 a year.
You must also show living costs, held for 28 days in a row, on top of your first year's course fees: £1,529 a month in London or £1,171 elsewhere, for up to 9 months – £1,570 and £1,203 for applications from 30 November 2026. Degree-level students may work 20 hours a week in term time, and only research students, such as PhD candidates, and government-sponsored students can bring family.
The Graduate visa then lets you stay and work: 2 years if you apply on or before 31 December 2026, 18 months if you apply on or after 1 January 2027, and 3 years after a PhD. It costs £937 plus the health surcharge, so graduating in 2026 is a reason to apply before the year ends.
Family visas, refugees and visitors
To join a partner who is British, Irish or settled here, you need a family visa. You usually need a combined income of at least £29,000 a year, and employment income only counts if earned in the UK. The fee is £2,064 from abroad, plus a health surcharge of £3,105 per adult for the first 2 years and 9 months, and you need A1 English. If your family member is here on a work or student visa, apply as their dependant instead.
Refugee family reunion has been suspended for new applications since 4 September 2025. Refugees who claimed asylum on or after 2 March 2026 get 30 months' permission, renewable, instead of 5 years.
Coming to look first? Visa-free visitors, including non-Irish EU citizens and Americans, need an ETA. It costs £20, lasts 2 years or until your passport expires, and allows visits of up to 6 months – but no work, and no living here through repeated visits.
What to do now
| Step | What | When |
|---|---|---|
| 1 | Find your route: EU Settlement Scheme, work, study, family – or none, if Irish | Before anything else |
| 2 | Skilled Worker: check RQF 6 and a salary of at least £41,700 or the going rate | Before you accept the offer |
| 3 | Book an approved English test if you need B2 | Before you apply |
| 4 | Budget for the fee and health surcharge for each family member | Before you apply |
| 5 | Graduates: apply for the 2-year Graduate visa | By 31 December 2026 |
| 6 | Create your UK Visas and Immigration (UKVI) account and add your passport (part 3) | When you are granted |
Source: the Home Office and UK Visas and Immigration, read 23 September 2026.
Official sources
The official pages this guide is based on, read 23 September 2026. Links open the authority’s own website.
- GOV.UK – eVisas: access and use your online immigration status · gov.uk
- GOV.UK – Skilled Worker visa · gov.uk
- GOV.UK – Skilled Worker visa · gov.uk
- GOV.UK – Skilled Worker visa · gov.uk
- GOV.UK – Skilled Worker visa · gov.uk
- GOV.UK – Skilled Worker visa · gov.uk
- GOV.UK – Skilled Worker visa · gov.uk
- GOV.UK – Skilled Worker visa · gov.uk
- GOV.UK – Skilled Worker visa · gov.uk
- Home Office – Explanatory memorandum to Statement of Changes HC 997 (1 July 2025) · gov.uk
- Home Office – Explanatory memorandum to Statement of Changes HC 1333 (14 October 2025) · gov.uk
- Home Office – Explanatory memorandum to Statement of Changes HC 1691 (5 March 2026) · gov.uk
- Home Office – Explanatory memorandum to Statement of Changes HC 584 (3 September 2026) · gov.uk
- Home Office – Explanatory memorandum to Statement of Changes HC 1491 (9 December 2025) · gov.uk
- GOV.UK – Family visas: apply, extend or switch · gov.uk
- GOV.UK – Family visas: apply, extend or switch · gov.uk
- GOV.UK – Family visas: apply, extend or switch · gov.uk
- GOV.UK – Family visas: apply, extend or switch · gov.uk
- GOV.UK – Family visas: apply, extend or switch / HC 1691 memorandum · gov.uk
- Home Office – Immigration and nationality fees, 8 October 2026 / 8 April 2026 · gov.uk
- GOV.UK – Student visa · gov.uk
- GOV.UK – Student visa / Immigration Rules Appendix Student ST 12.3 · gov.uk
- GOV.UK – Student visa · gov.uk
- Immigration Rules – Appendix Student (ST 26.1, ST 26.5) · gov.uk
- GOV.UK – Student visa · gov.uk
- GOV.UK – Graduate visa · gov.uk
- GOV.UK – Graduate visa · gov.uk
- legislation.gov.uk – Immigration Skills Charge (Amendment) Regulations 2025 (SI 2025/1324); GOV.UK – UK visa… · legislation.gov.uk
- GOV.UK – Pay for UK healthcare as part of your immigration application · gov.uk
- GOV.UK – Pay for UK healthcare as part of your immigration application · gov.uk
- GOV.UK – Get an electronic travel authorisation (ETA) / fee table 8 April 2026 · gov.uk
- GOV.UK – Get an electronic travel authorisation (ETA) · gov.uk
- GOV.UK – Get an electronic travel authorisation (ETA) · gov.uk
- GOV.UK – Get an electronic travel authorisation (ETA) · gov.uk
- GOV.UK news (Home Office) – No permission, no travel: UK set to enforce ETA scheme (24 Nov 2025) · gov.uk
- GOV.UK – Visit the UK as a Standard Visitor · gov.uk
- GOV.UK – Entering the UK · gov.uk
- GOV.UK – FCDO France travel advice: entry requirements ( · gov.uk
- GOV.UK – Apply to the EU Settlement Scheme · gov.uk
- GOV.UK – Frontier Worker permit · gov.uk
- GOV.UK – Apply to the EU Settlement Scheme · gov.uk
- GOV.UK – Common Travel Area guidance · gov.uk
- GOV.UK – Prove you have right of abode in the UK · gov.uk
- GOV.UK – Returning Resident visa · gov.uk
- GOV.UK – Global Talent visa · gov.uk
- GOV.UK – High Potential Individual (HPI) visa / fee table · gov.uk
- GOV.UK – Youth Mobility Scheme visa · gov.uk
- GOV.UK (Cabinet Office) – EM on negotiation of a UK-EU youth experience scheme · gov.uk
- GOV.UK – Check if you can get indefinite leave to remain / fee table · gov.uk
- Home Office – A Fairer Pathway to Settlement: consultation on earned settlement (Nov 2025) · gov.uk
- GOV.UK – Visa processing times (outside / inside the UK) · gov.uk
- GOV.UK – Visa processing times (outside / inside the UK) · gov.uk
- NHS website – Moving to England from EU countries or Norway, Iceland, Liechtenstein or Switzerland · nhs.uk
- GOV.UK – Health and Care Worker visa · gov.uk
- GOV.UK – Claim asylum in the UK: get a decision · gov.uk
- GOV.UK (Home Office) – Working in the UK whilst an asylum case is considered ( · gov.uk
- Immigration Rules – Appendix Skilled Worker; HC 997 explanatory memorandum · gov.uk
- Immigration Rules – Appendix Immigration Salary List; MAC – Temporary Shortage List Stage 1 report · gov.uk
- Migration Advisory Committee – Review of salary requirements (18 Dec 2025) · gov.uk
Relocate in Europe provides general information, not legal or financial advice for your individual situation. Check with the authority named above before you act – rules change, and your case may differ.